NV AB349 Classic Car Plates & Insurance

[Coup d'etat]

I just saw a "Classic Rod" plate tonight on a foul smelling oil burning 1987 Toyota SR5 pickup truck
How is a Toyota a classic rod?

Speaking of which. I would love to find a nice condition original 240Z one day. Can't afford a freaking muscle car anymore.

 

[JTW_Jr]

I just saw a "Classic Rod" plate tonight on a foul smelling oil burning 1987 Toyota SR5 pickup truck
How is a Toyota a classic rod?

Speaking of which. I would love to find a nice condition original 240Z one day. Can't afford a freaking muscle car anymore.

Nevada classic rod is : " Vehicles manufactured not earlier than 1949, but at least 20 years before application"

1987 is 35 years, so it qualifies.

 

[jfrey123]

I just saw a "Classic Rod" plate tonight on a foul smelling oil burning 1987 Toyota SR5 pickup truck
How is a Toyota a classic rod?

Speaking of which. I would love to find a nice condition original 240Z one day. Can't afford a freaking muscle car anymore.

Plenty of folks look at that ‘87 SR5 in the same light you probably see that classic 240Z. There’s a beauty to cars and trucks from the 1980’s that brings nostalgia to those of us who grew up admiring them as new, and in many of the classic car circles, the 80’s are being brought into the fold. I’ve personally got a soft spot for old square body trucks and Yotas, whereas a 60’s VW does nothing for me (unless it’s got a Porsche engine overhanging the back end).

 

[Dr. Marneaus]

you’re not supposed to use the classic for basically anything but show

Depends on policy. Hagerty lets you declare annual mileage, and they also have an option for it to be considered a "seasonal daily driver."

They've also told me over the phone that if I'm driving my classic truck and day I need to stop at home depot and pick up some lumber, that that is totally fine.

The things they WOULDNT let me do in the past, however, is go "off road" or tow a trailer. Unless that trailer was matched to the truck and say, towing another classic car on it to a car show.

The other issue here, is that Farmers, for example, will not provide collision or comprehensive insurance on any vehicle older than 1970 I think it was. So, I am forced to have a classic policy anyway on my truck if I want anything other than liability.

What I should do is just carry both policies. Haggerty for all of the declared value full coverage type (s**t), and a Farmers policy for if anything bad happened when I was say, towing a trailer full of gravel or something.

Its all idiotic and arbitrary.

 

[xxiiiliv]

Depends on policy. Hagerty lets you declare annual mileage, and they also have an option for it to be considered a "seasonal daily driver."

They've also told me over the phone that if I'm driving my classic truck and day I need to stop at home depot and pick up some lumber, that that is totally fine.

The things they WOULDNT let me do in the past, however, is go "off road" or tow a trailer. Unless that trailer was matched to the truck and say, towing another classic car on it to a car show.

The other issue here, is that Farmers, for example, will not provide collision or comprehensive insurance on any vehicle older than 1970 I think it was. So, I am forced to have a classic policy anyway on my truck if I want anything other than liability.

What I should do is just carry both policies. Haggerty for all of the declared value full coverage type (poop), and a Farmers policy for if anything bad happened when I was say, towing a trailer full of gravel or something.

Its all idiotic and arbitrary.

Good to hear about the bit of leeway on the depot thing

 

[JB33]

Hey I have a question- do I need to switch insurance when my current insurance policy ends, or is it at my next registration? Or is it right on January 1? I’ve been searching high and low and can’t figure out exactly when I need it by. My next insurance period will be Feb-August and my next registration isn’t until next October.

 

[Tom702]

My read on the new rule is that you need the classic car policy when you go to renew the vehicle registration:

• You must show the Declarations page from your insurance policy as proof that the vehicle is covered by Nevada liability insurance that is specifically designated for classic or antique vehicles and meets the minimum liability coverage. You must submit this at your next renewal or at the time you first obtain plates.

https://dmv.nv.gov/platesclassic.htm

Of course I don't work at the DMV so who knows. I use Hagerty for my classic car insurance and it is much cheaper than my Geico insurance for my daily driver. It may be worth getting quotes from a classic car insurance company when your insurance renews just to save some money.

 

[JB33]

My read on the new rule is that you need the classic car policy when you go to renew the vehicle registration:

• You must show the Declarations page from your insurance policy as proof that the vehicle is covered by Nevada liability insurance that is specifically designated for classic or antique vehicles and meets the minimum liability coverage. You must submit this at your next renewal or at the time you first obtain plates.

https://dmv.nv.gov/platesclassic.htm

Of course I don't work at the DMV so who knows. I use Hagerty for my classic car insurance and it is much cheaper than my Geico insurance for my daily driver. It may be worth getting quotes from a classic car insurance company when your insurance renews just to save some money.

that is how I read it, but one of the local insurance places here is telling me it’s renewal of my insurance, not my plates. Not sure if he is just trying to get another sale or if I’m missing a detail in the law.

 

[jfrey123]

My read is that you’ll need a classic insurance policy active and in-force when your plate goes to renew. You can end the current policy mid term and get the new one if you want to wait til the last week of your plate’s expiration.

 

[Luis Lopez]

Depends on policy. Hagerty lets you declare annual mileage, and they also have an option for it to be considered a "seasonal daily driver."

They've also told me over the phone that if I'm driving my classic truck and day I need to stop at home depot and pick up some lumber, that that is totally fine.

The things they WOULDNT let me do in the past, however, is go "off road" or tow a trailer. Unless that trailer was matched to the truck and say, towing another classic car on it to a car show.

The other issue here, is that Farmers, for example, will not provide collision or comprehensive insurance on any vehicle older than 1970 I think it was. So, I am forced to have a classic policy anyway on my truck if I want anything other than liability.

What I should do is just carry both policies. Haggerty for all of the declared value full coverage type (poop), and a Farmers policy for if anything bad happened when I was say, towing a trailer full of gravel or something.

Its all idiotic and arbitrary.

That's why I stopped doing business with Farmers Insurance.